ATM Services

Access 30,000 surcharge-free CO-OP Network ATMs

Your Union Pacific CAE Federal Credit Union ATM card will give you surcharge-free access at more ATMs than even the largest U.S. bank. With more than 30,000 surcharge-free ATMs, your money is always nearby.

Online: Visit our ATM Locator

Toll-free: Call 888.SITE-COOP

Mobile device: Text message your location (address, intersection or zip code) to 692667 (MYCOOP) and you’ll receive a response within 30 seconds.

GPS: Download the database of more than 30,000 surcharge-free ATMs directly to your Garmin, Tom Tom or other GPS device.

Union Pacific CAE Federal Credit Union ATM/Debit Card

  • No annual fee
  • Access your UPCU savings and checking accounts
  • No interest charges because funds are deducted from checking
  • 24-hour access at ATM locations
  • Surcharge-free transactions at 30,000 ATM locations
  • ATM deposits available at select CO-OP Network ATMs
  • Some financial institutions may charge a fee to use their ATM.