The following rates are the lowest rates offered based on approved credit.
Effective February 1, 2019
New/Used Autos 2014- 2019 Models | |
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36 Months | 1.99% APR* |
48 Months | 2.99% APR* |
60 Months | 2.99% APR* |
72 Months | 2.99% APR* |
84 Months | 3.99% APR* |
$10,000 minimum loan amount for 60 months $15,000 minimum loan amount for 72 months $20,000 minimum loan amount for 84 months |
Watercraft/Recreational Vehicles 2014- 2019 Models | |
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24 Months | 8.00% APR* |
36 Months | 8.25% APR* |
48 Months | 8.50% APR* |
60 Months | 8.75% APR* |
72 Months | 9.00% APR* |
84 Months | 9.50% APR* |
96 Months | 10.00 APR* |
120 Months | 10.50 APR* |
180 Months | 11.00 APR* |
$10,000 minimum loan amount for 60 months $15,000 minimum loan amount for 72 months $25,000 minimum loan amount for 84 months $35,000 minimum loan amount for 96 months $50,000 minimum loan amount for 120 months $75,000 minimum loan amount for 180 months |
New/Used Motorcycle Loans 2014 – 2019 Models | |
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48 Months | 5.99% APR* |
60 Months | 5.99% APR* |
72 Months | 5.99% APR* |
84 Months | 6.99% APR* |
$5,000 minimum loan amount for 48 months $10,000 minimum loan amount for 60 months $15,000 minimum loan amount for 72 months $20,000 minimum loan amount for 84 months |
Personal Loans | |
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12 Months | 10.25% APR* |
24 Months | 10.50% APR* |
36 Months | 10.75% APR* |
48 Months | 10.95% APR* |
60 Months | 11.25% APR* |
$500 minimum loan amount $10,000 maximum loan amount |
FAST Loans | |
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6 Months | 18.00% APR* |
$1,000 maximum loan amount |
MasterCard® with rates as low as 8.95% APR* |
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Contact Union Pacific CAE Federal Credit Union for a copy of the Disclosures & Agreements
*APR = Annual Percentage Rate.
Loan approval, term, and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.